Profit Intelligence home

The profitability expert every SME needs and none could afford, until now.

For service and project businesses turning over £1m to £30m.

I'm Penny, your AI employee. I join up your quotes, project boards, timesheets and Xero to show profit by job, client and service.

Less than half the cost of a minimum wage hire. Never off sick. Never on holiday. Works late and all weekend.

Book a 30-minute demo
Penny, AI employee
Online now
no sick days, no holiday cover
Penny, AI Employee
Role profile
Penny, AI employee
Role
  • Connects your sales, project and finance data and turns it into clear answers on profit by job, client and service.
  • Loves messy data. Cleans what she can and fills the gaps using assumptions agreed with you.
  • Spots jobs drifting over budget and gives the person running them an early heads up, with a suggested next step.
  • Prepares the monthly management pack and answers profit questions any time, with workings shown.
Skills
  • Teamwork and collaboration: working well with others and sharing insights
  • Communication: presenting complex information and recommendations clearly to stakeholders
  • Analytical: using data and analysis to identify trends and improve pricing models
Hours
24/7, 365 days a year
Induction
£1,950 + VAT, includes month 1
Salary
£950 a month + VAT
Notice
Cancel anytime
Phil Cotton
The Try Penny promise

"Don't decide today. Try Penny for a month. If she's not right for you, email me and I'll refund your induction fee and switch her off. We're only happy if you're happy."

Phil Cotton, Founder
Book a 30-minute demo
Phil Cotton
Every Penny has a mentor
Phil Cotton, Founder, Profit Intelligence

Phil grew a business to £3.5m and exited, then helped an £18m business more than double its net profit in 18 months.

He's taught Penny what to look for and what to advise on, like a job that's drifting or a quote priced too thin. And he keeps improving her, every month.

Phil runs every induction himself, so your business benefits from his commercial experience from day 1.

More about Phil →

You're busy. Sales are up. So where's the profit?

CEO
"Are our labour rates high enough?"
Sales
"We've benchmarked. We're already a bit dearer than the local competition."
CEO
"Can you analyse margin by service line for the board?"
Accounts
"What exactly do the board want to see? We'll need a couple of weeks."
38%

of UK small business owners don't know if they made a profit last month.

Xero / Opinium, 2025
Sound familiar?
Great sales, not enough profit Project profit is too hard to work out No idea what each job really made "We probably lost money on certain projects" Extras that never got billed Not sure which clients make us the most

If 2 or more of these ring true, Penny's for you.

Your business already has the answer. It's just in 8 different places.

What you've got
What you get back
Quoting tool
Project board
Xero
Timesheets
BrightHR
Outlook calendars
Van trackers
Dave's spreadsheet
Penny
Penny joins it all up
Every day. Read only. Gaps filled with best guesses, workings shown.
Profit dashboard
By job, client, service and department, updated daily.
Friendly heads ups
By email, to the person who owns the job. Teams, Slack and WhatsApp coming soon.
Answers on request
Ask her anything, any time. Workings shown.
Monthly management pack
Key points highlighted, in your inbox on the 8th of every month.

Your systems may differ. Penny connects to what you use, and works from exports where there's no direct link.

See how Penny works →

Everyone's secret weapon

Penny's there to help your team look good. She gives the person running the job an early heads up, answers their questions, and follows up when it's sorted.

Here's Penny with Dave, a site manager.

Re: Henley, quick heads up
Penny to Dave · Tue 08:04
Hi Dave, labour on Henley is running 12% over plan with 35 days to go. If it helps, moving the second fitter to Thursday gets it back on track. Workings attached.
Dave is typing
Dave · Tue 08:31
Cheers Penny, hadn't spotted that. Thursday works. Can you send me the hours by fitter?
Penny is typing
Penny · Tue 08:32
Here you go: Mark 46 hrs (plan 40), Sam 38 hrs (plan 36). I'll check in again on Friday.
Friday
Penny · Fri 07:58
Morning Dave, Henley's back on plan. Nice work. That's about £600 kept on the job.

Questions we're often asked

What is an AI employee?

She acts just like a very smart human. Picture a PhD-level graduate who's brilliant with numbers, always available, never off sick, and gets better every month.

More on Penny →
Can Penny change anything in my systems?

No. Read only. Always. You wouldn't give a new employee the power to change things in every system you own. So don't give it to an AI employee either. When something needs changing, she tells the person who owns it. Every read and every message is logged.

How read-only works →
We don't track time. Can we still start?

Yes. Penny works from calendars, van trackers and overtime claims, makes a reasoned estimate and shows her working with a confidence score.

See Andy's week →
Who's Penny for?

Owner-led service and project businesses at £1m to £5m, and FDs and finance teams at £5m to £30m. Under £1m? Start with the free tools.

What she does for each leader →
What difference does she make on a real job?

Follow a £60,000 job week by week. Without Penny it finishes at £7,300 profit. With her, £14,800.

See the worked example →
Who's behind Penny?

A small team led by Phil Cotton, who grew a business to £3.5m and exited, then helped an £18m business more than double its net profit in 18 months.

About us →

Want to see the profit on every job?

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